Nebraska Revised Statutes Chapters
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Revised Statutes Chapter 45 - INTEREST, LOANS, AND DEBT
To browse the contents of this chapter, simply click on the section number you wish to view.
| View Statute 45-101 Repealed. Laws 1975, LB 349, § 6. |
| View Statute 45-101.01 Unconstitutional. |
| View Statute 45-101.02 Terms, defined. |
| View Statute 45-101.03 General interest rate; maximum; variable rate authorized; conditions. |
| View Statute 45-101.04 General interest rate; maximum; when not applicable. |
| View Statute 45-101.05 Mortgage loan; escrow account; how established and maintained. |
| View Statute 45-101.06 Escrow accounts; not required. |
| View Statute 45-101.07 Violations; penalty. |
| View Statute 45-102 Interest; legal rate; exception. |
| View Statute 45-103 Interest; judgments; decrees; rate; exceptions. |
| View Statute 45-103.01 Postjudgment interest; accrual; when. |
| View Statute 45-103.02 Prejudgment interest; accrual; when; conditions. |
| View Statute 45-103.03 Interest; how computed. |
| View Statute 45-103.04 Prejudgment interest; exceptions. |
| View Statute 45-104 Interest; other contract obligations. |
| View Statute 45-104.01 Interest; political subdivisions; delinquent taxes; special assessments. |
| View Statute 45-104.02 Interest; State of Nebraska; delinquent taxes; special assessments; credits or refunds. |
| View Statute 45-105 Usury; penalty. |
| View Statute 45-105.01 Unconstitutional. |
| View Statute 45-106 Interest; warrants or orders. |
| View Statute 45-107 Interest; effect on purchase of certain lands. |
| View Statute 45-108 Interest; rate; when calculated by the year. |
| View Statute 45-109 Contracts for payment of money or indebtedness; when usurious. |
| View Statute 45-110 Usurious contracts; limit of recovery. |
| View Statute 45-111 Usury; civil proceedings; testimony of lender compellable. |
| View Statute 45-112 Usury; relief; tender of principal unnecessary. |
| View Statute 45-113 Usury; witness; testimony not evidence in criminal proceeding, when. |
| View Statute 45-114 Transferred to section 45-1002. |
| View Statute 45-115 Transferred to section 45-1003. |
| View Statute 45-116 Transferred to section 45-1004. |
| View Statute 45-117 Transferred to section 45-1005. |
| View Statute 45-118 Transferred to section 45-1006. |
| View Statute 45-119 Transferred to section 45-1007. |
| View Statute 45-120 Transferred to section 45-1008. |
| View Statute 45-121 Transferred to section 45-1009. |
| View Statute 45-122 Transferred to section 45-1010. |
| View Statute 45-123 Transferred to section 45-1011. |
| View Statute 45-124 Transferred to section 45-1012. |
| View Statute 45-125 Repealed. Laws 1983, LB 447, § 104. |
| View Statute 45-126 Transferred to section 45-1013. |
| View Statute 45-127 Transferred to section 45-1014. |
| View Statute 45-128 Transferred to section 45-1015. |
| View Statute 45-129 Transferred to section 45-1016. |
| View Statute 45-130 Transferred to section 45-1017. |
| View Statute 45-131 Transferred to section 45-1018. |
| View Statute 45-132 Transferred to section 45-1019. |
| View Statute 45-133 Transferred to section 45-1020. |
| View Statute 45-134 Transferred to section 45-1021. |
| View Statute 45-135 Transferred to section 45-1022. |
| View Statute 45-136 Transferred to section 45-1023. |
| View Statute 45-137 Transferred to section 45-1024. |
| View Statute 45-138 Transferred to section 45-1025. |
| View Statute 45-139 Transferred to section 45-1026. |
| View Statute 45-140 Transferred to section 45-1027. |
| View Statute 45-141 Repealed. Laws 1957, c. 185, § 5. |
| View Statute 45-142 Transferred to section 45-1028. |
| View Statute 45-143 Transferred to section 45-1029. |
| View Statute 45-144 Transferred to section 45-1030. |
| View Statute 45-145 Transferred to section 45-1031. |
| View Statute 45-146 Repealed. Laws 2001, LB 53, § 115. |
| View Statute 45-147 Repealed. Laws 2001, LB 53, § 115. |
| View Statute 45-148 Transferred to section 45-1034. |
| View Statute 45-149 Transferred to section 45-1035. |
| View Statute 45-150 Transferred to section 45-1036. |
| View Statute 45-151 Repealed. Laws 1988, LB 352, § 190. |
| View Statute 45-152 Repealed. Laws 1988, LB 352, § 190. |
| View Statute 45-153 Transferred to section 45-1037. |
| View Statute 45-154 Transferred to section 45-1038. |
| View Statute 45-155 Transferred to section 45-1039. |
| View Statute 45-155.01 Repealed. Laws 1989, LB 3, § 2. |
| View Statute 45-156 Transferred to section 45-1040. |
| View Statute 45-157 Transferred to section 45-1041. |
| View Statute 45-158 Transferred to section 45-1042. |
| View Statute 45-159 Repealed. Laws 1982, LB 592, § 2. |
| View Statute 45-160 Repealed. Laws 1982, LB 592, § 2. |
| View Statute 45-161 Repealed. Laws 1982, LB 592, § 2. |
| View Statute 45-162 Repealed. Laws 1982, LB 592, § 2. |
| View Statute 45-163 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-164 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-165 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-165.01 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-165.02 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-166 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-167 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-168 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-169 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-170 Repealed. Laws 1959, c. 264, § 1, p. 952. |
| View Statute 45-171 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-172 Repealed. Laws 1971, LB 684, § 1. |
| View Statute 45-173 Transferred to section 45-1043. |
| View Statute 45-174 Transferred to section 45-1044. |
| View Statute 45-175 Transferred to section 45-1045. |
| View Statute 45-176 Transferred to section 45-1046. |
| View Statute 45-177 Transferred to section 45-1047. |
| View Statute 45-178 Transferred to section 45-1048. |
| View Statute 45-179 Transferred to section 45-1049. |
| View Statute 45-180 Transferred to section 45-1050. |
| View Statute 45-181 Transferred to section 45-1051. |
| View Statute 45-182 Transferred to section 45-1052. |
| View Statute 45-183 Transferred to section 45-1053. |
| View Statute 45-184 Transferred to section 45-1054. |
| View Statute 45-185 Transferred to section 45-1055. |
| View Statute 45-186 Transferred to section 45-1056. |
| View Statute 45-187 Transferred to section 45-1057. |
| View Statute 45-188 Transferred to section 45-1058. |
| View Statute 45-188.01 Repealed. Laws 2001, LB 53, § 115. |
| View Statute 45-189 Loan brokers; legislative findings. |
| View Statute 45-190 Terms, defined. |
| View Statute 45-191 Loan brokers; prohibited acts. |
| View Statute 45-191.01 Loan brokerage agreement; written disclosure statement; requirements. |
| View Statute 45-191.02 Loan brokers; filings with department required; filing fees. |
| View Statute 45-191.03 Prohibited acts; violations; penalties. |
| View Statute 45-191.04 Loan brokerage agreement; requirements; right to cancel. |
| View Statute 45-191.05 Waiver of sections; attempt; prohibited. |
| View Statute 45-191.06 Department; adopt rules and regulations. |
| View Statute 45-191.07 Violation of loan brokerage agreement by loan broker; effect. |
| View Statute 45-191.08 Director; enforcement powers. |
| View Statute 45-191.09 Director; summary cease and desist order; when; other enforcement measures; collection of fines and costs; hearing; procedure; appeal. |
| View Statute 45-191.10 Persons exempt. |
| View Statute 45-191.11 Burden of proof. |
| View Statute 45-192 Repealed. Laws 1993, LB 270, § 15. |
| View Statute 45-193 Repealed. Laws 1993, LB 270, § 15. |
| View Statute 45-194 Transferred to section 45-1059. |
| View Statute 45-195 Transferred to section 45-1060. |
| View Statute 45-196 Transferred to section 45-1061. |
| View Statute 45-197 Repealed. Laws 2001, LB 53, § 115. |
| View Statute 45-198 Transferred to section 45-1062. |
| View Statute 45-199 Transferred to section 45-1063. |
| View Statute 45-1,100 Transferred to section 45-1064. |
| View Statute 45-1,101 Transferred to section 45-1065. |
| View Statute 45-1,102 Transferred to section 45-1066. |
| View Statute 45-1,103 Transferred to section 45-1067. |
| View Statute 45-1,104 Federal interest rate limitations; rejected by state. |
| View Statute 45-1,105 Terms, defined. |
| View Statute 45-1,106 Consumer credit transaction; default; notice required. |
| View Statute 45-1,107 Consumer credit transaction; default; consumer's right to cure. |
| View Statute 45-1,108 Consumer credit transaction; voluntary surrender of goods; creditor's right to enforce security interest. |
| View Statute 45-1,109 Consumer credit transactions; procedures; when applicable. |
| View Statute 45-1,110 Consumer credit default procedures; not applicable to certain licensees. |
| View Statute 45-1,111 Forced sale; disposition of certain proceeds. |
| View Statute 45-1,112 Terms, defined. |
| View Statute 45-1,113 Action or defense based on credit agreement; requirements. |
| View Statute 45-1,114 Implied credit agreement; limitations. |
| View Statute 45-1,115 Sections; applicability. |
| View Statute 45-1,116 Transferred to section 45-1068. |
| View Statute 45-201 Repealed. Laws 1965, c. 267, § 7. |
| View Statute 45-202 Repealed. Laws 1965, c. 267, § 7. |
| View Statute 45-203 Repealed. Laws 1965, c. 267, § 7. |
| View Statute 45-204 Terms, defined. |
| View Statute 45-205 Agreements; requirements; fees and delinquency charges authorized. |
| View Statute 45-206 Monthly statement by seller; contents; payment in full; requirements. |
| View Statute 45-207 Time-price differential; rate; maximum. |
| View Statute 45-208 Violations; penalty. |
| View Statute 45-209 Prohibited acts. |
| View Statute 45-301 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-302 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-303 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-304 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-305 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-306 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-307 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-308 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-309 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-310 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-311 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-312 Repealed. Laws 1963, c. 270, § 21, p. 817. |
| View Statute 45-313 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-314 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-315 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-316 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-317 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-318 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-319 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-320 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-321 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-322 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-323 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-324 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-325 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-326 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-327 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-328 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-329 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-330 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-331 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-332 Repealed. Laws 1965, c. 268, § 22, p. 768. |
| View Statute 45-333 Transferred to section 45-408. |
| View Statute 45-334 Act, how cited. |
| View Statute 45-335 Terms, defined. |
| View Statute 45-336 Installment contract; requirements. |
| View Statute 45-337 Insurance; policy; cancellation; premium refund; fee. |
| View Statute 45-338 Installment contract; time-price differential; rate; maximum; origination fee. |
| View Statute 45-339 Subsequent purchases; consolidate with previous contract; requirements. |
| View Statute 45-340 Contracts negotiated by mail; requirements. |
| View Statute 45-341 Delinquency charges; limitation; fee. |
| View Statute 45-342 Prepayment; rebate; how computed. |
| View Statute 45-343 Failure to obtain license; penalty. |
| View Statute 45-344 Excess charges; penalty. |
| View Statute 45-345 License; requirement; exception. |
| View Statute 45-346 License; application; contents; issuance; bond; fee; term; director; duties. |
| View Statute 45-346.01 Licensee; move of main office; notice to director; maintain minimum net worth; bond; breach of security of the system; notification. |
| View Statute 45-347 Fees; disposition. |
| View Statute 45-348 License; renewal; licensee; duties; fee; voluntary surrender of license. |
| View Statute 45-349 Repealed. Laws 1983, LB 447, § 104. |
| View Statute 45-350 License; denial of renewal; suspension; revocation; appeal. |
| View Statute 45-351 Licensee; investigation and inspection; director; appoint examiners; charges; fines; lien. |
| View Statute 45-351.01 Holder of contract; extension or deferment authorized; fee. |
| View Statute 45-352 Rules and regulations; adopt. |
| View Statute 45-353 Violations; enforcement; receiver; appointment; powers; duties. |
| View Statute 45-354 Nationwide Mortgage Licensing System and Registry; department; participation; requirements; director; powers and duties; department; duties. |
| View Statute 45-355 Nationwide Mortgage Licensing System and Registry; information sharing; director; powers. |
| View Statute 45-356 Acquisition of licensee; notice; filing fee; director; duties; disapproval; grounds; notice; hearing. |
| View Statute 45-401 Repealed. Laws 1973, LB 3, § 1. |
| View Statute 45-402 Repealed. Laws 1973, LB 3, § 1. |
| View Statute 45-403 Repealed. Laws 1973, LB 3, § 1. |
| View Statute 45-404 Repealed. Laws 1973, LB 3, § 1. |
| View Statute 45-405 Repealed. Laws 1973, LB 3, § 1. |
| View Statute 45-406 Repealed. Laws 1973, LB 3, § 1. |
| View Statute 45-407 Repealed. Laws 1973, LB 3, § 1. |
| View Statute 45-408 Repealed. Laws 1989, LB 3, § 2. |
| View Statute 45-501 Repealed. Laws 1969, c. 45, § 3. |
| View Statute 45-502 Repealed. Laws 1969, c. 45, § 3. |
| View Statute 45-601 Act, how cited; collection agency; license required; violation; penalty; foreign agency; communication authorized. |
| View Statute 45-602 Terms, defined. |
| View Statute 45-603 Collection Agency Licensing Board; created; members; term; expenses; employees; Secretary of State; duties. |
| View Statute 45-604 Board; adopt rules and regulations. |
| View Statute 45-605 Board; duties; application for license; filing; issuance; denial; appeal. |
| View Statute 45-605.01 Nationwide Mortgage Licensing System and Registry; licensure and registration; requirements. |
| View Statute 45-606 License; application; fees; financial statement; form. |
| View Statute 45-607 License; qualifications of licensee. |
| View Statute 45-608 Licensee; bond; conditions. |
| View Statute 45-609 License; form; display. |
| View Statute 45-610 Licensee; employees; solicitor's certificates; form. |
| View Statute 45-611 Licenses; certificates; expiration; renewal; application; time. |
| View Statute 45-612 Licensee; solicitor; violation; conviction; revocation; hearing; order. |
| View Statute 45-613 Licensee; solicitor; complaint; citation; notice; hearing. |
| View Statute 45-614 Licensee; solicitor; citation; power to issue subpoenas; depositions. |
| View Statute 45-615 Licensee; solicitor; citation; hearing; board; findings; powers. |
| View Statute 45-616 License; solicitor's certificate; appeals; procedure. |
| View Statute 45-617 Licensee; solicitor's certificate; appeal; effect. |
| View Statute 45-618 Licensee; change place of business; notify Secretary of State; new license; issuance; solicitor; employment terminated; return certificate. |
| View Statute 45-619 Licensee; board; require financial statement; confidential. |
| View Statute 45-620 License; certificates; fees. |
| View Statute 45-621 Repealed. Laws 2020, LB910, § 49. |
| View Statute 45-622 Licensee; solicitor; prohibited from practice of law. |
| View Statute 45-623 Collection of public debts; contracts authorized; requirements. |
| View Statute 45-701 Act, how cited. |
| View Statute 45-702 Terms, defined. |
| View Statute 45-702.01 Reverse-mortgage loans; rules applicable; fees authorized; failure by licensee to make loan advances and cure default; forfeiture. |
| View Statute 45-703 Act; exemptions. |
| View Statute 45-703.01 Nonprofit organization; certificate of exemption; qualification; application; denial; notice; appeal; department; powers; revocation of certificate; grounds. |
| View Statute 45-704 Registration required; registration statement; fee; procedure; bond; registrant; duties; renewal. |
| View Statute 45-705 License or registration required; application; fees; background investigation; registered agent. |
| View Statute 45-706 License; issuance; denial; abandonment; appeal; renewal; fees; inactive status; renewal; reactivation of license; notice of cancellation. |
| View Statute 45-707 Transferred to section 45-742. |
| View Statute 45-708 Transferred to section 45-747. |
| View Statute 45-709 Transferred to section 45-724. |
| View Statute 45-710 Transferred to section 45-741. |
| View Statute 45-711 Transferred to section 45-737. |
| View Statute 45-712 Transferred to section 45-738. |
| View Statute 45-713 Transferred to section 45-739. |
| View Statute 45-714 Transferred to section 45-740. |
| View Statute 45-715 Transferred to section 45-750. |
| View Statute 45-716 Transferred to section 45-751. |
| View Statute 45-717 Transferred to section 45-744. |
| View Statute 45-717.01 Transferred to section 45-743. |
| View Statute 45-717.02 Transferred to section 45-746. |
| View Statute 45-718 Transferred to section 45-745. |
| View Statute 45-719 Transferred to section 45-752. |
| View Statute 45-720 Transferred to section 45-753. |
| View Statute 45-721 Transferred to section 45-754. |
| View Statute 45-722 Transferred to section 45-725. |
| View Statute 45-723 Transferred to section 45-748. |
| View Statute 45-724 Surety bond; requirements. |
| View Statute 45-725 Acquisition of control of mortgage banking business; procedure; fee; disapproval; hearing. |
| View Statute 45-726 Reports. |
| View Statute 45-727 Mortgage loan originator; license required; loan processor or underwriter; license required; temporary authority to act as mortgage loan originator; conditions. |
| View Statute 45-728 License; application; form; fee; use of nationwide registry. |
| View Statute 45-729 Issuance of mortgage loan originator license; director; findings required; denial; notice; appeal; application deemed abandoned; when; effect. |
| View Statute 45-730 Prelicensing education requirements; course review and approval; relicensure requirements. |
| View Statute 45-731 Written test requirement; subject areas. |
| View Statute 45-732 License; term; renewal; minimum standards for renewal; fee; denial; appeal. |
| View Statute 45-733 Licensed mortgage loan originator; continuing education; continuing education courses; review and approval; credit as instructor; relicensure requirements. |
| View Statute 45-734 Mortgage loan originator license; inactive status; duration; renewal; reactivation. |
| View Statute 45-735 Mortgage loan originator; employee or independent agent; restriction on activities and remote work arrangements; written agency contract; notification to department; fee; notice of termination. |
| View Statute 45-736 Unique identifier; use. |
| View Statute 45-737 Mortgage banker; licensee; duties. |
| View Statute 45-737.01 Mortgage loan originator; licensee; duties. |
| View Statute 45-738 Licensee; failure to deliver abstract of title. |
| View Statute 45-739 Transfer of servicing rights; duties. |
| View Statute 45-740 Prohibited acts; violation; penalty; civil liability. |
| View Statute 45-741 Director; examine documents and records; investigate violations or complaints; director; powers; costs; confidentiality. |
| View Statute 45-742 License; suspension or revocation; administrative fine; procedure; surrender; cancellation; expiration; effect; reinstatement. |
| View Statute 45-742.01 Mortgage banker or mortgage loan originator license; emergency orders authorized; grounds; notice; emergency hearing; judicial review; director; additional proceedings. |
| View Statute 45-743 Violations; administrative fine; costs; lien. |
| View Statute 45-744 Cease and desist orders; department; powers; judicial review; violation; penalty. |
| View Statute 45-745 Appeals. |
| View Statute 45-746 Enforcement of act; director; powers; construction of act; failure to comply with act; effect. |
| View Statute 45-747 Prohibited acts; penalty. |
| View Statute 45-748 License and registration under Nationwide Mortgage Licensing System and Registry; department; powers and duties; director; duties. |
| View Statute 45-749 Information sharing; privilege and confidentiality; limitations; applicability of section; director; powers. |
| View Statute 45-750 Department; duties; rules and regulations. |
| View Statute 45-751 Money collected; disposition. |
| View Statute 45-752 Act; liberal construction. |
| View Statute 45-753 Personal jurisdiction; when. |
| View Statute 45-754 Loans subject to act. |
| View Statute 45-801 Act, how cited. |
| View Statute 45-802 Terms, defined. |
| View Statute 45-803 Exemptions. |
| View Statute 45-804 Prohibited acts. |
| View Statute 45-805 Surety bond or surety account; requirements; action on surety; depository; Secretary of State; powers and duties. |
| View Statute 45-806 Registration statement; contents; requirements; fee. |
| View Statute 45-807 Written statement to buyer; contents; credit services organization; duties. |
| View Statute 45-808 Contract; requirements; cancellation; procedure; notice; breach; effect. |
| View Statute 45-809 Waiver of rights; void. |
| View Statute 45-810 Damages. |
| View Statute 45-811 Violation; injunction. |
| View Statute 45-812 Violation; deceptive trade practice. |
| View Statute 45-813 Statute of limitations. |
| View Statute 45-814 Violation; penalty. |
| View Statute 45-815 Remedies. |
| View Statute 45-901 Act, how cited. |
| View Statute 45-902 Terms, defined. |
| View Statute 45-903 Act; not applicable to financial institutions. |
| View Statute 45-904 License required; void transaction; effect. |
| View Statute 45-905 Application for license; form; contents; criminal history record information check. |
| View Statute 45-905.01 Nationwide Mortgage Licensing System and Registry; licensees; requirements; director; powers and duties. |
| View Statute 45-906 Application; fees; bond. |
| View Statute 45-907 Application; notice of filing; publication; hearing; investigation; costs. |
| View Statute 45-908 License; issuance; conditions. |
| View Statute 45-909 Application for license; timely action of director required; appeal. |
| View Statute 45-910 License; posting; renewal; fees. |
| View Statute 45-911 Surrender of license; effect. |
| View Statute 45-912 Licensee; duty to inform director; when; breach of security of the system; notification. |
| View Statute 45-913 License; not transferable or assignable. |
| View Statute 45-914 Change in control of licensee; approval required. |
| View Statute 45-915 Licensee; principal place of business; change of location; branch offices; approval required; fees. |
| View Statute 45-915.01 Licensee; books and records. |
| View Statute 45-916 Operating with other business; conditions. |
| View Statute 45-917 Licensee; written notice; contents; fees, charges, and penalties; posting required. |
| View Statute 45-918 Annual percentage rate; violation; effect; fee; limitation. |
| View Statute 45-918.01 Returned check; collection; returned check charge; court costs; attorney's fees. |
| View Statute 45-918.02 Prepayment; how treated. |
| View Statute 45-918.03 Rescission; redemption. |
| View Statute 45-918.04 Licensee; payment options; electronic payment with authorization. |
| View Statute 45-919 Acts prohibited. |
| View Statute 45-919.01 Extended payment plan; request; terms; default. |
| View Statute 45-920 Director; examination of licensee; powers; costs. |
| View Statute 45-921 Alleged violations; director; powers and duties. |
| View Statute 45-922 Licensee; disciplinary actions; failure to renew. |
| View Statute 45-923 Cease and desist order; procedure; appeal. |
| View Statute 45-924 Injunction, restraining order, or writ of mandamus. |
| View Statute 45-925 Violations; orders authorized; administrative fine; lien; failure to pay; separate violation. |
| View Statute 45-926 Operating without a license; penalty. |
| View Statute 45-927 Fees, charges, costs, and fines; distribution. |
| View Statute 45-928 Personal jurisdiction over licensee. |
| View Statute 45-929 Director; rules and regulations; additional powers. |
| View Statute 45-930 Financial Literacy Cash Fund; created; use; investment. |
| View Statute 45-931 Licensees; annual report; contents; department; duties; report. |
| View Statute 45-1001 Act, how cited. |
| View Statute 45-1002 Terms, defined; act; applicability. |
| View Statute 45-1003 Installment loans; financial institution ineligible; license required, when. |
| View Statute 45-1004 Installment loans; license required, when; authority of licensee; affiliate of licensee; how treated. |
| View Statute 45-1005 Installment loans; license; application; fee. |
| View Statute 45-1006 Installment loans; application hearing; protest; procedure. |
| View Statute 45-1007 Installment loans; license; bond. |
| View Statute 45-1008 License; issuance; requirements; term. |
| View Statute 45-1009 License; application; grant or denial; time allowed; abandoned application; department; powers. |
| View Statute 45-1010 Installment loans; licenses; limitations as to business and persons. |
| View Statute 45-1011 Installment loans; place of business; separate office required; exceptions; enforcement. |
| View Statute 45-1012 Licensee; service of process. |
| View Statute 45-1013 Installment loans; license; renewal; fees; relocation of place of business; procedure; hearing; fee. |
| View Statute 45-1014 Installment loans; fees; disposition. |
| View Statute 45-1015 Installment loans; doing business without license; penalty. |
| View Statute 45-1016 Installment loans; rules and regulations; power of Department of Banking and Finance. |
| View Statute 45-1017 Licensees; business, records, and accounts; inspection; expenses; fines; lien. |
| View Statute 45-1018 Licensees; reports; breach of security of the system; notification. |
| View Statute 45-1019 Cease and desist order; hearing; judicial review; enforcement; violation; penalty. |
| View Statute 45-1020 Misleading advertising prohibited; enforcement. |
| View Statute 45-1021 Installment loans; interest, defined. |
| View Statute 45-1022 Installment loans; payment in advance; application of payments. |
| View Statute 45-1023 Installment loans; false statement to secure; penalty. |
| View Statute 45-1024 Installment loans; interest rate authorized; charges permitted; computation; application of payments; violations; restrictions. |
| View Statute 45-1025 Installment loans; additional charges authorized; loan period; violation; effect. |
| View Statute 45-1026 Installment loans; insurance upon security; licensee may require; restrictions; refunds; when. |
| View Statute 45-1027 Installment loans; insurance procured through licensee; statement. |
| View Statute 45-1028 Installment loans; assignments of wages or security agreement in blank; prohibited. |
| View Statute 45-1029 Installment loans; power of attorney and instruments with blanks prohibited. |
| View Statute 45-1030 Installment loans; assignment of wages; consent of spouse necessary. |
| View Statute 45-1031 Installment loans; statement to borrower; contents. |
| View Statute 45-1032 Surrender of license; effect. |
| View Statute 45-1033 License; administrative fine; disciplinary actions; failure to renew. |
| View Statute 45-1033.01 License and registration under Nationwide Mortgage Licensing System and Registry; department; powers and duties; director; powers and duties. |
| View Statute 45-1033.02 Information sharing; privilege and confidentiality; limitations; applicability of section; director; powers. |
| View Statute 45-1034 License; revocation; new license; court order required. |
| View Statute 45-1035 License; revocation; record of proceedings. |
| View Statute 45-1036 Appeal; procedure. |
| View Statute 45-1037 Violations; penalty. |
| View Statute 45-1038 Licensees; loan provisions; violations; effect. |
| View Statute 45-1039 Licensees; violations; effect. |
| View Statute 45-1040 Repayment of loan; licensee; duties. |
| View Statute 45-1041 Installment loans; enforcement. |
| View Statute 45-1042 Loans made outside of state; enforcement in this state. |
| View Statute 45-1043 Borrower's obligation; licensee; contacts limitation. |
| View Statute 45-1044 Borrower's obligation; contact; limitation; waiver. |
| View Statute 45-1045 Licensee; contacts permitted without borrower's consent. |
| View Statute 45-1046 Borrower; default; notice to licensee; effect. |
| View Statute 45-1047 Licensee; actions; permitted; prohibited. |
| View Statute 45-1048 Borrower; right to action; licensee; judgment; effect. |
| View Statute 45-1049 Borrower; default; agreement; extent of enforceability. |
| View Statute 45-1050 Borrower; loan; default; licensee; notice; contents. |
| View Statute 45-1051 Borrower; loan; default; right to cure; procedure. |
| View Statute 45-1052 Borrower; loan; default; licensee; possession of collateral; restrictions. |
| View Statute 45-1053 Loan; third-party obligation; when. |
| View Statute 45-1054 Borrower; deficiency; liability; how treated. |
| View Statute 45-1055 Writing evidencing borrower's obligation; form; copies; fee; licensee; duties. |
| View Statute 45-1056 Licensee; discrimination prohibited. |
| View Statute 45-1057 Licensee; loan; former debt; how treated. |
| View Statute 45-1058 Violation; loan transaction; licensee; liability. |
| View Statute 45-1059 Preauthorized loans; definitions; where found. |
| View Statute 45-1060 Billing cycle, defined. |
| View Statute 45-1061 Preauthorized loan, defined. |
| View Statute 45-1062 Preauthorized loans; charges authorized; computation. |
| View Statute 45-1063 Preauthorized loan; repayment; requirements. |
| View Statute 45-1064 Preauthorized loans; additional fees, costs, and expenses authorized; restrictions. |
| View Statute 45-1065 Preauthorized loans; security interest authorized. |
| View Statute 45-1066 Preauthorized loans; sections not applicable. |
| View Statute 45-1067 Preauthorized loans; department; powers. |
| View Statute 45-1068 Reverse-mortgage loan; rules governing; how made or acquired; charges authorized; forfeiture by lender. |
| View Statute 45-1069 Administrative fine; procedure; lien. |
| View Statute 45-1070 Minimum term. |
| View Statute 45-1101 Act, how cited. |
| View Statute 45-1102 Purpose of act; exclusions from act; exemption from insurance requirements. |
| View Statute 45-1103 Terms, defined. |
| View Statute 45-1104 Guaranteed asset protection waivers; not insurance; exempt from insurance laws; sale options; separate statement of cost; part of finance agreement; sale and marketing restrictions. |
| View Statute 45-1105 Guaranteed asset protection waiver; disclosures required. |
| View Statute 45-1106 Guaranteed asset protection waiver agreement; authorized terms; cancellation or early termination of finance agreement; refund; calculation; disposition. |
| View Statute 45-1107 Modification of guaranteed asset protection waiver; limitations. |
| View Statute 45-1201 Act, how cited. |
| View Statute 45-1202 Terms, defined. |
| View Statute 45-1203 Contractor; payment; payment request; subcontractor; payment; retainage; payment. |
| View Statute 45-1204 Withholdings; authorized. |
| View Statute 45-1205 Delay in payment; additional interest payment. |
| View Statute 45-1206 Other remedies available. |
| View Statute 45-1207 Residential real property; applicability of act. |
| View Statute 45-1208 Applicability to contracts entered into on or after October 1, 2010. |
| View Statute 45-1209 Contract provisions; void. |
| View Statute 45-1210 Construction performed for political subdivision; liquidated or unliquidated claim; procedure; civil action authorized. |
| View Statute 45-1211 Violation of act; action for recovery; attorney's fees and costs. |
| View Statute 45-1301 Act, how cited. |
| View Statute 45-1302 Terms, defined. |
| View Statute 45-1303 Medical Debt Relief Program; established; State Treasurer; medical debt relief coordinator; duties. |
| View Statute 45-1304 State Treasurer; report; contents. |
| View Statute 45-1305 Discharge of medical debt; contributions; how treated. |
| View Statute 45-1306 Medical Debt Relief Fund; created; use; investment. |
| View Statute 45-1307 Rules and regulations. |